I got a call from Rural Wind and Electric, they say the container is out of customs and will be delivered on Monday to their office.
Early this week, I didn't want to get my hopes up, but it appeared that I might get a turbine soon. So I gave my insurance agent a call. This summer when I thought my turbine would be coming soon ;) I called my insurance company and it was only going to be a few dollars on to my policy to add an “appurtenant structure” to the policy.
This time, however, it occurred to me that the wind turbine is really on a separate piece of land so there might be an issue with putting it on my homeowners policy.
The agent called today and said it is a good thing that the turbine is not on the same land. If it were, they would have to cancel my policy. There name, so you can avoid them, is Peerless Insurance.
He said they could write a liability policy for the land, as its own plot. He said that as long as there is a chance (Very small chance) that we might get a check back from National Grid that it is commercial not personal. Also, we should put a fence around it to keep out unwanted visitors too. We had a fence, but took it down when they started constructing the foundation. I guess we’ll need to put that back up.
It would be really bad to pay for insurance and find out after an event that you were really not covered, but I don’t want to over pay either.
My installer says the All State will put it in a home owners policy. But it looks like I'll need a separate policy for my land. I'd like to get more than just liability too.
Have you read the articles on ReDriven turbines losing blades and/or blowing apart? Are you at all concerned about this and did you ask the company to comment? I'd be interested in hearing what they're telling customers.
ReplyDeleteYes, my April 19th blog post tell all about this issue. This issue is only seen on the 20KW turbines, I'm getting a 10KW and I've haven't heard of any issues with the 10KW blades. Apparently, Redriven had tried a new blade design that didn't work. They are now back to the old design. If you notice the 20KW's narcel or head is much shorter than the 10KW narcel. This puts the blades much closer to the tower so there is less room for bending in the wind. This is just my observation from looking at pictures on the web.
ReplyDeleteHey I found your page the other day and find it extremely insightful. I'm just curious if your experiences with Redriven would interest you to choose them again, as I am currently in the market to get a small/midsized wind generator. If you would go with them again have you heard anything about their 50KW model Good/bad/indifferent?
ReplyDeleteI appreciate any response and look forward to seeing you getting your wind turbine up and spinning.
I'm glad you found my blog to be useful. I think it is too soon to tell if I'd do it again. So far, I've only gotten a very large foundation and a lot of sleepless nights wondering if I'll ever really get a turbine.
ReplyDeleteany news?
ReplyDeleteWe use a great product called Stat-X Fire Suppression for our wind turbine. The system is green and has a ten year shelf life. Stat-X is not a pressurized system so the maintenance is very low.
ReplyDelete